Finance & Advisors

Investment Philosophy

The Community Foundation of St. Clair County, through the guidance of the Finance & Investment Committee, selects investments that will provide maximum financial resources for the Foundation, balancing risk and return. Investment objectives consider both the Foundation’s financial needs as well as the committee’s tolerance for risk, inflation expectations and the Foundation’s liquidity needs.

The primary objective of the Foundation’s investments is to provide for long term growth of principal, through capital appreciation, income, donor development and gifts. Emphasis is placed on maintaining “real” growth of assets, net of inflation, spending and fees.

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FAQ

What is an Endowed Fund?

Almost all of the funds at the Community Foundation are endowed. This means that the principal amount of the fund (usually the gifts received from the donor) is generally considered restricted and is intended to last forever.

Grants are made from available earnings and/or appreciation based on investment returns and the Foundation's Spending Policy. Grants are generally not made by dipping into the general principal of the fund, except in unusual or extraordinary circumstances as determined by the Foundation, or unless the donor gives explicit permission to do so.




Disclaimer: The Community Foundation of St. Clair County is not engaged in rendering legal or tax advisory service. The purpose of this website is to provide accurate and authoritative information of a general nature.

Additional Information

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Community Foundation of St. Clair County
Community Foundation of St. Clair County 500 Water St.Port Huron, MI 48060 (810) 984-4761 Fax (810) 984-3394

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